Is Rithm Capital Corp. (RITM) Stock Halal or Haram?
Rithm Capital Corp. (RITM) - Not Halal (Non-Compliant)
Rithm Capital Corp. (RITM) is classified as Not Halal (Non-Compliant) according to AAOIFI Shariah screening standards. This assessment is based on business activity screening and financial ratio analysis using the AAOIFI methodology.
Business Activity Screen
Sector
Real Estate
Industry
REIT - Mortgage
Result
Pass
Reason
The sector "Real Estate" and industry "REIT - Mortgage" are not in the excluded categories.
Financial Ratios
Debt Ratio
Value: 594.1% | Threshold: 30% | Result: Fail
Cash & Interest-bearing Securities Ratio
Value: 107.7% | Threshold: 30% | Result: Fail
Non-Permissible Income Ratio
Value: 60.8% | Threshold: 5% | Result: Fail
Dividend Purification
Purification percentage: 60.79%.Based on the company's financial statements, approximately 60.79% of dividend income should be donated to charity for purification. This is derived from identified interest income (60.79% of total income). Some scholars may differ on the exact calculation method.
About Rithm Capital Corp.
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio. The company's investment portfolio primarily comprises of single-family rental properties, title, appraisal and property preservation and maintenance businesses; real estate securities, call rights, SFR properties, residential mortgage loans, collateralized loan obligations and consumer loans, excess mortgage servicing rights, servicer advance investments, and asset management related investments. It also provides government-sponsored enterprise (GSE) and government guaranteed loans; non-GSE or non-government guaranteed loans; and residential transitional lending. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as New Residential Investment Corp. and changed its name to Rithm Capital Corp. in August 2022. Rithm Capital Corp. was incorporated in 2011 and is based in New York, New York.
Based on the company's financial statements, approximately 60.79% of dividend income should be donated to charity for purification. This is derived from identified interest income (60.79% of total income). Some scholars may differ on the exact calculation method.
Uses quarterly data
About Rithm Capital Corp.
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio. The company's investment portfolio primarily comprises of single-family rental properties, title, appraisal and property preservation and maintenance businesses; real estate securities, call rights, SFR properties, residential mortgage loans, collateralized loan obligations and consumer loans, excess mortgage servicing rights, servicer advance investments, and asset management related investments. It also provides government-sponsored enterprise (GSE) and government guaranteed loans; non-GSE or non-government guaranteed loans; and residential transitional lending. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as New Residential Investment Corp. and changed its name to Rithm Capital Corp. in August 2022. Rithm Capital Corp. was incorporated in 2011 and is based in New York, New York.
United StatesNYSEReal Estate
Screened using AAOIFI Standard No. 21 on October 20, 2026. Financial ratios compared against market capitalization. Different methodologies may produce different results. Learn how we screen.
Screened using AAOIFI Shariah Standard No. 21 (3 ratios). Debt and interest-bearing deposits must each be under 30% of market capitalization, and non-permissible income under 5% of total income. This screening is for educational purposes only and does not constitute a fatwa or religious ruling. Results are based on publicly available financial data and automated analysis. Users should consult qualified Islamic scholars and financial advisors for personal investment decisions. Financial data may be delayed or incomplete. Past compliance does not guarantee future status.
Verdict history
Free with an account.
No verdict changes recorded since first screened on Jul 23, 2026. We started recording changes on Oct 19, 2026.
Dates are when Mizaan recorded the change. Tracked and watched stocks are re-checked weekly; other stocks are re-screened on demand.
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Frequently Asked Questions
According to AAOIFI Shariah screening standards, Rithm Capital Corp. (RITM) is currently classified as Not Halal (Non-Compliant). This is based on both business activity and financial ratio screening.
Rithm Capital Corp.'s interest income ratio is 107.7% of total revenue. AAOIFI standards require this to be below 30%.
RITM is screened using AAOIFI Standard No. 21, which involves two checks: business activity screening (ensuring the company's core business is permissible in Islam) and financial ratio screening (checking debt, interest income, and cash ratios against defined thresholds). AAOIFI is the most widely recognized standard for Islamic finance.
Rithm Capital Corp.'s compliance status is reviewed whenever new financial data becomes available, typically after quarterly or annual earnings reports. Market cap changes can also affect financial ratio screening results. Mizaan refreshes screening data periodically to reflect the latest filings.
You can save RITM to your Mizaan portfolio to track its compliance status over time. Mizaan will update the screening whenever new financial data is available, so you always have the latest result.
Dividends from Rithm Capital Corp. require purification. Approximately 60.79% of dividend income should be donated to charity to cleanse earnings from non-permissible sources such as interest income.
Yes, Zakat is generally due on stock holdings. The calculation depends on your school of thought (madhab) and whether you hold shares for trading or long-term investment. Use Mizaan's Zakat calculator to compute your obligation based on your specific madhab and holding intent.
Is Rithm Capital Corp. (RITM) stock halal to invest in?
According to AAOIFI Shariah screening standards, Rithm Capital Corp. (RITM) is currently classified as Not Halal (Non-Compliant). This is based on both business activity and financial ratio screening.
Does Rithm Capital Corp. have any interest income?
Rithm Capital Corp.'s interest income ratio is 107.7% of total revenue. AAOIFI standards require this to be below 30%.
What guidelines are used to determine if RITM stock is Shariah-compliant?
RITM is screened using AAOIFI Standard No. 21, which involves two checks: business activity screening (ensuring the company's core business is permissible in Islam) and financial ratio screening (checking debt, interest income, and cash ratios against defined thresholds). AAOIFI is the most widely recognized standard for Islamic finance.
How often is Rithm Capital Corp. stock reviewed for Shariah compliance?
Rithm Capital Corp.'s compliance status is reviewed whenever new financial data becomes available, typically after quarterly or annual earnings reports. Market cap changes can also affect financial ratio screening results. Mizaan refreshes screening data periodically to reflect the latest filings.
How can I stay updated on Rithm Capital Corp.'s compliance status?
You can save RITM to your Mizaan portfolio to track its compliance status over time. Mizaan will update the screening whenever new financial data is available, so you always have the latest result.
Are dividends from Rithm Capital Corp. stock considered halal?
Dividends from Rithm Capital Corp. require purification. Approximately 60.79% of dividend income should be donated to charity to cleanse earnings from non-permissible sources such as interest income.
Do I need to pay Zakat on my Rithm Capital Corp. shares?
Yes, Zakat is generally due on stock holdings. The calculation depends on your school of thought (madhab) and whether you hold shares for trading or long-term investment. Use Mizaan's Zakat calculator to compute your obligation based on your specific madhab and holding intent.
