Amber International Holding Lim (AMBR) - Questionable
Amber International Holding Lim (AMBR) is classified as Questionable according to AAOIFI Shariah screening standards. This assessment is based on business activity screening and financial ratio analysis using the AAOIFI methodology.
Business Activity Screen
- Sector
- Financial Services
- Industry
- Asset Management
- Result
- Doubtful
- Reason
- This company requires further review: the industry "Asset Management" has mixed revenue streams that require further analysis. The sector "Financial Services" is not categorically excluded, but deeper analysis is recommended.
Financial Ratios
- Debt Ratio
- Value: 0.7% | Threshold: 30% | Result: Pass
- Cash & Interest-bearing Securities Ratio
- Value: 27.4% | Threshold: 30% | Result: Pass
- Non-Permissible Income Ratio
- Value: 0.9% | Threshold: 5% | Result: Pass
Dividend Purification
Purification percentage: 0.93%.Based on the company's financial statements, approximately 0.93% of dividend income should be donated to charity for purification. This is derived from identified interest income (0.93% of total income). Some scholars may differ on the exact calculation method.
About Amber International Holding Lim
Amber International Holding Limited operates a digital asset wealth management platform in Hong Kong. It acts as the institutional gateway to crypto finance; and provides market access, execution infrastructure, and investment solutions for institutional investors and high-net-worth individuals (HNWIs). The company also offers wealth management solutions, including structured investment products, such as dual cryptocurrency instruments and accumulator/decumulator products; yield and decentralized finance (DeFi) solutions; and collateralized lending, including configurable loan terms and automated position monitoring mechanisms. In addition, it provides full-stack execution solutions for centralized exchanges (CEXs), decentralized exchanges (DEXs), and over the counter (OTC) markets; crypto-to-fiat and fiat-to-crypto conversion services through regulated channels; and Amber Crypto Cards, a virtual payment solution designed to integrate digital assets with traditional financial systems. It offers its products under the Amber Premium brand name. The company is headquartered in Singapore.

