Nisab · October 28, 2026
Nisab Threshold Today
Live Nisab values for all 5 major schools of thought, calculated using real-time gold and silver prices. Updated throughout the day.
Gold price / gram
Silver price / gram
Zakat rate (1/40)
Sunni Nisab Threshold
Hanafi, Maliki, Shafi'i, Hanbali
Gold Nisab (85g)
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Silver Nisab (595g)
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Ja'fari (Shia) Nisab Threshold
Twelver Shia — Two-tier incremental system
Gold Nisab (69.12g)
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Silver Nisab (483.84g)
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Two-Tier Incremental System
After reaching the first Nisab, additional Zakat is only due when wealth increases by specific increments: 13.824g gold (—) or 96.768g silver (—). Amounts between increments are not subject to Zakat.
Important: In Ja'fari fiqh, Zakat on gold and silver applies only to minted coins that were historically in circulation. Most modern gold and silver holdings are not subject to Zakat under this school. Cash and investments may be subject to Khums instead.
Gold vs Silver Nisab
Gold-based (Sunni)
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Higher threshold
Silver-based (Sunni)
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Lower threshold
- The gold Nisab sets a higher bar — fewer people are required to pay Zakat
- The silver Nisab is more inclusive — more people meet the threshold
- Many contemporary scholars recommend the silver Nisab to maximize Zakat collection for those in need
- Your choice may depend on your madhab, local scholarly guidance, or personal preference
- When in doubt, consult a qualified scholar for your specific situation
How Nisab Is Calculated
- 01
Determine your school of thought
The Nisab threshold differs between Sunni schools (85g gold / 595g silver) and the Ja'fari school (69.12g gold / 483.84g silver). Select your madhab to use the correct threshold.
- 02
Choose gold or silver basis
Most scholars use either gold or silver as the Nisab reference. The silver Nisab typically produces a lower threshold, meaning more people may be eligible to pay Zakat.
- 03
Get today's metal price
The Nisab is calculated using the current market price of gold or silver per gram in your local currency. Prices fluctuate daily based on global commodity markets.
- 04
Multiply weight by price
Nisab value = weight threshold (in grams) × current price per gram. For example, if gold is $90/gram, the Sunni gold Nisab is 85g × $90 = $7,650.
- 05
Compare your wealth to the Nisab
If your total zakatable assets (cash, gold, silver, stocks, business goods, minus deductible debts) meet or exceed the Nisab, Zakat of 2.5% is due after one lunar year (hawl).
Nisab Reference — All 5 Schools
| School | Tradition | Gold (grams) | Gold value | Silver (grams) | Silver value | Notes |
|---|---|---|---|---|---|---|
| Hanafi | Sunni | 85g | — | 595g | — | All gold/silver zakatable, including jewelry |
| Maliki | Sunni | 85g | — | 595g | — | Permissible jewelry kept for wearing exempt |
| Shafi'i | Sunni | 85g | — | 595g | — | Permissible jewelry exempt (relied-upon view) |
| Hanbali | Sunni | 85g | — | 595g | — | Permissible jewelry kept for wearing or lending exempt |
| Ja'fari | Shia | 69.12g | — | 483.84g | — | Only minted coins; two-tier incremental system |
Frequently Asked Questions
What is the Nisab threshold?
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It is based on the current market value of gold or silver. If your total zakatable wealth exceeds the Nisab, you owe Zakat at a rate of 2.5% on the entire amount.
What is the current Nisab value in dollars?
The Nisab value changes daily because it is tied to live gold and silver prices. For Sunni schools, the gold-based Nisab is the value of 85 grams of gold, and the silver-based Nisab is the value of 595 grams of silver. Check the values at the top of this page for today's exact dollar amounts.
Should I use the gold or silver Nisab?
The gold Nisab produces a higher threshold, meaning fewer people qualify for Zakat. The silver Nisab is lower, meaning more people qualify. Many scholars recommend using the silver Nisab because it benefits more recipients of Zakat. However, the choice can depend on your madhab and personal scholarly guidance.
Is the Nisab the same for all schools of thought?
No. The four Sunni schools (Hanafi, Maliki, Shafi'i, Hanbali) share the same Nisab thresholds: 85 grams of gold or 595 grams of silver. The Ja'fari (Twelver Shia) school uses different values: 69.12 grams of gold and 483.84 grams of silver, with a two-tier incremental system.
How is the gold Nisab calculated?
The gold Nisab equals the weight threshold multiplied by the current market price of gold per gram. For Sunni schools, it is 85 grams multiplied by today's gold price per gram in your currency. For the Ja'fari school, it is 69.12 grams multiplied by today's gold price per gram.
How often does the Nisab value change?
The Nisab value changes whenever gold or silver market prices change, which happens throughout every trading day. Significant shifts in metal prices can meaningfully change whether your wealth exceeds the Nisab threshold.
What is the Zakat rate once I exceed Nisab?
The Zakat rate is 2.5% (1/40) of your total zakatable wealth. This rate is agreed upon by all major schools of thought for monetary assets. You pay Zakat on the full amount of zakatable wealth, not just the amount above the Nisab.
What is the Ja'fari two-tier Nisab system?
In Ja'fari fiqh, after reaching the first Nisab threshold (69.12g gold or 483.84g silver), Zakat is only due on additional amounts when they reach specific increments: 13.824g for gold and 96.768g for silver. Amounts between increments are not subject to Zakat. This differs from the Sunni approach where Zakat applies to the entire amount once Nisab is reached.
Do I need to own the Nisab amount for a full year?
Yes. In all schools of thought, wealth must remain at or above the Nisab threshold for one full lunar year (hawl) before Zakat becomes obligatory. If your wealth drops below Nisab during the year, the hawl resets.
What assets count toward the Nisab calculation?
Zakatable assets include cash, gold, silver, stocks, business inventory, and receivable debts. The specific rules vary by madhab — for example, according to the Hanafi school personal jewelry is zakatable, while the Maliki, Shafi'i and Hanbali schools exempt permissible jewelry kept for wearing. Consult a scholar for your specific situation.
Zakat
What Is Nisab? — The Zakat Threshold Explained
Learn what Nisab means, how it's calculated, and how it differs across schools of thought.
Zakat
How to Calculate Zakat on Gold — A Complete Guide
Step-by-step gold Zakat calculation with Nisab thresholds and jewelry exemptions by madhab.
Calculate Your Zakat Now
Use our multi-sect Zakat calculator with live Nisab prices. Supports all 5 schools of thought with madhab-specific rules.
Mizaan provides educational guidance based on established fiqh. This is not a fatwa service. For personal rulings, consult a qualified scholar.
Metal prices are sourced from market data providers and may experience slight delays. Nisab values shown are approximate and should be verified with your local scholar for official Zakat calculations.